What You Can Do To Save On Motorcycle Insurance

If you own a motorcycle, then you have probably developed some sort of love-hate relationship with your motorcycle insurer. You hate them because it does take a toll on your bank account, but you also have no choice but to love them, since you can’t go without them (and it could potentially save you a lot of money one day). The good news is that it is possible to lower your insurance premium by doing a number of things:

Do your homework.

Just like in the realm of romantic relationships, you should never settle for the first one you find. Going for the first insurance company you come across with may save you some time, but taking the time to really seek out the one that has the lowest price can of course save you some money! Not all motorcycle policies are the same you see; so put in the time and do your homework (have a read up on this as well). Start with reputable companies like Geico and Famous Insurance, as these may serve as your proverbial yardsticks.

Educate yourself.

Be an excellent a rider as Valentino Rossi and you can expect a significantly reduced motorcycle insurance premium. While it is unlikely that anyone will have the driving record of a nine-time Grand Prix World championship victor, you can at least improve your riding ability by enrolling yourself in formal motorcycle training. Doing this type of course should allow you to negotiate for a lower rate for your motorcycle insurance. It’s a win-win—you get to be better at riding and you also save cash in the process.

Get rid of your pricey bike.

If you really don’t want to pay a premium for your motorcycle policy, don’t buy an expensive bike in the first place (especially if you only need it for to ferry you from home to the office and vice versa). As you’re aware, the make and model of your bike holds a lot of weight when it comes to determining the rate of your motorcycle insurance. So if you want to cut down the price of your motorcycle policy, trade in your bike for something cheaper. It may not be as impressive to the ladies, but at least it makes your expenses more manageable (you’’ just have to use your innate charm for the females!)

If you’re after a cheaper motorcycle insurance policy, try the following – we dare you! Safe travels, bikers.